TERMS AND CONDITIONS
These Terms and Conditions constitute a legally binding agreement between MFD Advisory, LLC and its affiliates (together, “MFD,” “MFD Advisory” “our,” “us,” “we” or “company”) and you, the user of www.mfdadvisory.com and/or www.mfdacademy.org (the “Sites”). By accessing the Sites, you acknowledge that you have read and agree to these Terms and Conditions. These Terms and Conditions govern your use of the Sites. Please read these Terms and Conditions carefully. If you do not agree with any of the terms and conditions contained herein, please do not access the Sites.
MFD Advisory reserves the right to amend these Terms and Conditions in its sole discretion. MFD Advisory will post any changes to these Terms and Conditions on the Sites, and changes are effective immediately upon posting. Your continued use of the Sites after any such changes constitutes your acceptance of the new terms and conditions. You should consult the “Privacy Policy” bar on the Sites each time you visit the Sites. The Site is offered and available to users who are 18 years of age or older. By using the Sites, you represent and warrant that you are of legal age to form a binding contract with MFD Advisory. If you do not meet all of these requirements, you must not access or use the Sites.
PURPOSE OF THE SITE; NOT INVESTMENT ADVICE; NO RECOMMENDATIONS
The information presented on or through the Sites is made available solely for informational purposes in relation to MFD Advisory and its consulting work. MFD Advisory does not warrant the accuracy, completeness or usefulness of any information on the Sites. Any reliance you place on such information is strictly at your own risk. MFD Advisory disclaims all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the Sites, or by anyone who may be informed of any of its contents.
The Site is not intended to provide legal, business, tax, accounting, investment or other advice. You agree not to construe any of the Content (as defined below) provided in connection with the Sites as legal, business, tax, accounting, investment, financial or other advice. You agree that the Content provided in connection with the Sites does not, and shall not be deemed to, constitute an offer to sell, or a solicitation to any person to buy, any security or similar investment. An offer or solicitation will be made only through a final private placement memorandum, subscription agreement and other related documents with respect to a particular investment opportunity and will be subject to the terms and conditions contained in such documents, including the qualifications necessary to become an investor. You understand that none of the Content constitutes a recommendation that you or any other person purchase, sell or hold any security, company, investment product or similar investment, or that you should pursue any investment strategy, and the Content is not to be relied upon for the purpose of making investment or other decisions. In addition, you understand and agree that all Content provided in connection with the Sites is published without consideration of your individual circumstances, financial or otherwise. Accordingly, you agree that you are solely responsible for any investment decisions or other determinations made, including the evaluation of any investment or other risks, with respect to any of the Content provided in connection with the Sites. You agree to consult your own professional advisors as to any legal, business, tax, accounting, investment, financial or other advice regarding any Content provided in connection with the Sites.
PRIVACY POLICY
This Privacy Policy ("Policy") applies to www.mfdadvisory.com and www.mfdacademy.org and governs data collection and usage. For the purposes of this Privacy Policy, unless otherwise noted, all references to the Sites include www.mfdadvisory.com and www.mfdacademy.org. The Company's websites are business sites. By using the Sites, you consent to the data practices described in this statement.
Collection of your Personal Information
In order to better provide you with products and services offered, the Sites may collect personally identifiable information, such as your first name, last name, and email address.
Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through the Sites's public message boards, this information may be collected and used by others.
We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information to us when you elect to use certain products or services. These may include: (a) registering for an account; (b) entering a sweepstakes or contest sponsored by us or one of our partners; (c) signing up for special offers from selected third parties; (d) sending us an email message; (e) submitting your credit card or other payment information when ordering and purchasing products and services. To wit, we will use your information for, but not limited to, communicating with you in relation to services and/or products you have requested from us. We also may gather additional personal or non-personal information in the future.
Use of your Personal Information
The Company collects and uses your personal information in the following ways:
to operate and deliver the services you have requested,
to provide you with information, products, or services that you request from us,
to provide you with notices about your account,
to carry out the Sites's obligations and enforce our rights arising from any contracts entered between you and us, including for billing and collection,
to notify you about changes to the Sites or any products or services we offer or provide through them,
in any other way we may describe when you provide the information, or
for any other purpose with your consent.
The Company may also use your personally identifiable information to inform you of other products or services available from the Sites and its affiliates.
Sharing Information with Third Parties
The Company does not sell, rent, or lease your personal information to third parties.
The Company may share certain other data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to the Sites, and they are required to maintain the confidentiality of your information.
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
The Company may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on the Sites or the site; (b) protect and defend the rights or property of the Sites; and/or (c) act under exigent circumstances to protect the personal safety of users of the Sites, or the public.
Automatically Collected Information
The Company may automatically collect information about your computer hardware and software. This information can include your IP address, browser type, domain names, access times, and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding the use of the Sites's website.
Use of Cookies
The Company's website may use "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.
One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the web server that you have returned to a specific page. For example, if you personalize the Sites's pages, or register with Company's site or services, a cookie helps the Sites to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same website, the information you previously provided can be retrieved, so you can easily use the Sites's features that you customized.
You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser settings to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Sites's services or websites you visit.
Right to Deletion
Subject to certain exceptions set out below, on receipt of a verifiable request from you, we will:
Delete your personal information from our records; and
Direct any service providers to delete your personal information from their records.
Please note that we may not be able to comply with requests to delete your personal information if it is necessary to:
Complete the transaction for which the personal information was collected, fulfill the terms of a written warranty or product recall conducted in accordance with federal law, and provide a good or service requested by you, or reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform a contract between you and us;
Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity; or prosecute those responsible for that activity;
Debug to identify and repair errors that impair existing intended functionality;
Exercise free speech, ensure the right of another consumer to exercise his or her right of free speech, or exercise another right provided for by law;
Comply with the California Electronic Communications Privacy Act;
Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when our deletion of the information is likely to render impossible or seriously impair the achievement of such research, provided we have obtained your informed consent;
Enable solely internal uses that are reasonably aligned with your expectations based on your relationship with us;
Comply with an existing legal obligation; or
Otherwise use your personal information, internally, in a lawful manner that is compatible with the context in which you provided the information.
Children Under Eighteen
The Company does not knowingly collect personally identifiable information from children under the age of 18. If you are under 18, you may not use the Sites.
Email Communications
From time to time, the Sites may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication. In order to improve our services, we may receive a notification when you open an email from the Sites or click on a link therein.
If you would like to stop receiving marketing or promotional communications via email from the Sites, you may opt out of such communications by contacting us at unsubscribe@mfdadvisory.com.
External Data Storage Sites
We may store your data on servers provided by third-party hosting vendors with whom we have contracted.
Changes to This Statement
The Company reserves the right to change this Policy from time to time. For example, when there are changes in our services, changes in our data protection practices, or changes in the law. When changes to this Policy are significant, we will inform you. You may receive a notice by sending an email to the primary email address specified in your account, by placing a prominent notice on our MFD Advisory, and/or by updating any privacy information. Your continued use of the website and/or services available after such modifications will constitute your: (a) acknowledgment of the modified Policy; and (b) agreement to abide and be bound by that Policy.
Contact Information
The Company welcomes your questions or comments regarding this Policy. If you believe that the Sites have not adhered to this Policy, please contact us at
MFD Advisory
2001 L Street NW, Suite 500
Washington, District of Columbia 20036
Email Address:
info@mfdadvisory.com
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Effective as of January 1, 2025